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Our Terms & Conditions

Our Terms & Conditions

Please read this Agreement carefully before accessing the BN Smark Bank Website. As a condition to and in consideration of receiving and accessing the BN Smark Bank Website, the User agrees to be bound by the terms of this Agreement. Use of or access to the BN Smark Bank Website shall constitute acceptance of and agreement to be bound by this Agreement.

If you do not wish to be bound by this agreement, do not access The BN Smark Bank Website. If you have any questions about this Agreement, please contact us. The BN Smark Bank Website, which is provided without charge to you, is a World Wide Web site on the Internet that is designed to allow BN Smark Bank to communicate with users and for you to interact with those users. The BN Smark Bank Website is owned and operated by BN Smark Bank . The BN Smark Bank Website contains or may contain information, communications, opinions, text, graphics, links, electronic art, animations, audio, video, software, photos, music, sounds and other material and data (collectively, "Content") formatted, organized and collected in a variety of forms that are generally accessible to Users, including directories and databases, and areas of the BN Smark Bank Website that can be modified by Users, such as posting classifieds, uploading multimedia files, registering user profiles, and creating auto-notify, personalized pages, and personalized project areas.

ACCESS TO OUR WEBSITE

You are responsible for providing all hardware, software, telephone or other communications equipment and/or service to connect to the Internet and access the BN Smark Bank Website and are responsible for all Internet access charges, telephone charges or other fees or charges incurred in connecting to the Internet and accessing the BN Smark Bank Website.

USER CONDUCT

You agree to access and use the BN Smark Bank Website only for lawful purposes. You are solely responsible for the knowledge of and adherence to any and all laws, statutes, rules and regulations, pertaining to (i) your use of the BN Smark Bank Website, including any Interactive Area, (ii) the use of any networks or other services connected to the BN Smark Bank Website, and (iii) the communications means by which you connect your modem, computer, or other equipment to the BN Smark Bank Website. By accessing the BN Smark Bank Website, you agree that you will not: Restrict or inhibit any other user from using and enjoying the Interactive Features; Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane, or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any local, state, national, or international law; Post or transmit any information, software, or other material which violates or infringes in the rights of others, including material which is an invasion of privacy or publicity rights or which is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or right holder.

TERMINATION

The only right with respect to dissatisfaction with any policies, guidelines, or practices of BN Smark Bank in operating the BN Smark Bank Website, or any change in Content, is for you to discontinue accessing the BN Smark Bank Website. BN Smark Bank may terminate or temporarily suspend your access to all or any part of the BN Smark Bank Website, without notice, for conduct that BN Smark Bank believes is a violation of this Agreement or any policies or guidelines posted by BN Smark Bank, or for other conduct which BN Smark Bank believes, in its sole discretion, is harmful to BN Smark Bank or other Users. BN Smark Bank may discontinue operating the BN Smark Bank Website and terminate this Agreement without notice at any time for any reason in its sole discretion. In the event of termination, you are no longer authorized to access the BN Smark Bank Website, including the Interactive Areas, and the restrictions imposed on you with respect to Content downloaded from the BN Smark Bank Website, as well as the disclaimers and limitations of liabilities set forth in this agreement, shall survive.